The $10 coffee that tanked my credit score
Show HN: The $10 coffee that tanked my credit score
The $10 coffee that tanked my credit score is active in the show hn launch space.
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A $10 latte cost me 50 credit points last year. Not because I couldn't afford it - because it pushed my Chase card from 29% to 31% utilization. That's when I learned: Your balance won't hurt your credit score. Your utilization will. The problem isn't the rule (everyone knows 30%), it's tracking it. With multiple cards, changing balances, and daily spending, you're basically guessing which card is "safe." So I built Cretit - daily traffic lights for every credit card:Green = safe to use Yellow = be careful Red = will hurt your scoreHope you guys like this one more than HumanAlarm
The $10 coffee that tanked my credit score is positioned in show hn launch, a segment that rewards a clear, focused offering.
It is recorded at the Show HN launch stage.
| Sector | Show HN launch |
|---|---|
| Stage | Show HN launch |
Website: cretit.com
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