RedCarpetUp
Credit cards for Indians that banks cannot see
Operating in fintech based in Gurugram, HR, India; Remote, RedCarpetUp operates.
Profile
RedCarpet issues credit cards to those that banks cannot see. Currently we are one of the largest issuers of credit lines to the new-to-credit customer in India.
In a population base of 800 million people with bank accounts, there are less than 40 million credit cards.
By building a fullstack SDK for card issuance, underwriting as well as holding capital & collection ops, we are looking to build the Capital One of India.
The company sits in the fintech segment, where it competes on its core product or service.
Gurugram, HR, India; Remote is where the company is located.
Directory data places it at the Summer 2015 stage.
The company reports a headcount in the 100 range.
Directory analysis
RedCarpetUp provides credit card services to Indian consumers who are largely invisible to traditional banks, focusing on the new-to-credit segment. The company offers a full‑stack SDK that handles card issuance, underwriting, capital management, and collections. Its goal is to become a leading credit‑card issuer in India, comparable to a regional Capital One.
Positioning: RedCarpetUp operates in a niche market of underserved credit customers, positioning itself against both traditional banks and other fintechs that provide credit solutions. Its integrated platform could streamline the credit‑card lifecycle for this segment, but its success will depend on regulatory compliance, risk management, and market adoption.
Note: It targets the 40 million‑person credit‑card gap in India’s 800 million‑person population.
Auto-generated directory analysis from public data · updated 6 Oct 2026. Informational only, not investment advice.
| Sector | Fintech |
|---|---|
| Headquarters | Gurugram, HR, India; Remote |
| Country | India; Remote |
| Employees | 100 |
| Stage | Summer 2015 |
Website: redcarpetup.com
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