Modeling the US Debt as a Healthcare Pricing Failure ($26T Gap)

Show HN: Modeling the US Debt as a Healthcare Pricing Failure ($26T Gap)

Modeling the US Debt as a Healthcare Pricing Failure ($26T Gap) operates in show hn launch.

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I spent the last month rebuilding the US federal budget from 1970–2024 to find the 'Taproot' of our fiscal collapse.The math suggests we don't have a sovereign debt crisis; we have a pricing crisis.I isolated federal healthcare spending and compared it to a baseline of CPI + a 1.7% 'Innovation Premium' (using Germany as a control group).The findings: Federal healthcare overpayment accounts for $26T of our national debt. Without this 'Monopoly Premium,' the US would have barely 9T in debt today. The Structural Cause: I trace this back to the 1997 Residency Cap (supply freeze) and the 85% MLR (which turns insurers into cost-plus contractors)I'm interested in the community's feedback on the 'Tr

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Website: taprootlogic.substack.com/p/the-us-debt-crisis-a-52-trillion