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Milio

B2B-2C real-time account to account payments

Milio operates in fintech based in Bogotá, Bogota, Colombia, founded in 2022.

Profile

Milio is a fully interoperable and immediate payment system for Colombia through a single API connected to millions of accounts. Milio allows companies to perform payable and receivable in real time without ACH rails.

We provide our solution through two Plug and Play integrations:

PID payment button:
End-to-end, white label, native, non-redirection payment technology for your customers to pay you account-to-account more efficiently than PSE, without heavy and inefficient ACH cycles and fixed rates.

Technology: API, SDK, Checkout UI.

Immediate disbursement:
Single API connection to all banks, allowing any company or person to disburse 24/7, in real-time, with immediate crediting of funds to third parties at any bank or digital wallet.

Technology: API, Dashboard UI.

Its activity falls under fintech; the profile below is assembled from public directory data.

Its base of operations is Bogotá, Bogota, Colombia.

Its current recorded stage is Winter 2023.

The company reports a headcount in the 16 range.

Directory analysis

Milio is a Colombian fintech founded in 2022 that offers a fully interoperable, real‑time account‑to‑account payment system via a single API connected to millions of bank accounts. It provides two plug‑and‑play solutions: a white‑label payment button for businesses and an immediate disbursement API that allows 24/7 real‑time transfers to any bank or digital wallet. The platform eliminates traditional ACH cycles and fixed rates, enabling faster and more efficient payable and receivable processes.

Positioning: Milio positions itself as a rapid, API‑driven alternative to conventional ACH and PSE payment rails in Colombia, targeting businesses that require instant, low‑cost fund movements. Its focus on interoperability and immediate settlement could make it a compelling option for companies seeking to streamline cross‑border or domestic payments within the Colombian market.

Note: Milio offers instant, API‑based account‑to‑account payments for Colombian businesses.

Auto-generated directory analysis from public data · updated 12 Oct 2026. Informational only, not investment advice.

SectorFintech
HeadquartersBogotá, Bogota, Colombia
CountryColombia
Founded2022
Employees16
StageWinter 2023

Website: www.miliopay.com

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