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Kinro

Autonomous insurance brokerage for small businesses

Kinro operates in fintech based in San Francisco, CA, USA.

Profile

We are building the first autonomous insurance brokerage.

We hit $1M in annual revenue building insurance workflows for brokers. Then we realized the bigger opportunity was replacing them.

In the US, there are 36 million SMBs, and 77% are underinsured because distribution is broken. Brokers can’t serve low-premium SMBs profitably: a $2K policy takes almost as much work as a $20K one.

Kinro changes that. Our AI agents handle the full broker workflow 24/7, from finding prospects to binding policies.

In 3 weeks, we got licensed in 24 states and appointed by 10 carriers. Last week, our agents autonomously bound 9 policies.

Before Kinro, Pierre was an AI researcher at DeepMind. Corentin was Chief Insurance Officer at an insurtech. Parth built ML systems at Zoox.

Within the fintech space, the company focuses on its core offering rather than a broad product line.

Its base of operations is San Francisco, CA, USA.

It is recorded at the Spring 2026 stage.

The company reports a headcount in the 3 range.

Directory analysis

Kinro is a San Francisco‑based fintech that builds an autonomous insurance brokerage for small businesses. The company uses AI agents to manage the entire broker workflow—from prospecting to policy binding—aiming to serve low‑premium SMBs that are traditionally underinsured. It has licensed operations in 24 U.S. states and partners with multiple carriers.

Positioning: Kinro’s technology seeks to disrupt the conventional insurance brokerage model by automating labor‑intensive tasks for small‑business coverage. While its early traction shows promise, the company must navigate regulatory compliance and scale its AI solutions across diverse carrier ecosystems.

Note: Kinro offers AI‑driven insurance brokerage services for U.S. small businesses.

Auto-generated directory analysis from public data · updated 7 Oct 2026. Informational only, not investment advice.

SectorFintech
HeadquartersSan Francisco, CA, USA
CountryUSA
Employees3
StageSpring 2026

Website: www.kinro.com

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